Metric 01
250+
funding cases reviewed
Services by Elmfinance.Co
Welcome to Elmfinance.Co
Elmfinance.Co - powered by Payload CMS
Metric 02
£48m
funding arranged for clients
Metric 03
4.8/5
client rating
What we do
Our services
Term loans for stock, fit-outs, tax bills, and general working cash.
2-5 day review
Business loans
From £750
Term loans for stock, fit-outs, tax bills, and general working cash.
2-7 year terms
Asset finance
From £850
Invoice-backed cash
Invoice finance
From £950
01Bridge cash gaps
Cash-flow lending
From £1,000
Short-term borrowing for quiet months, big orders, or late client payments.
02Debt check first
Refinance review
From £1,100
Replace costly debt with one plan and lower the strain on monthly cash.
03For owner-led firms
Growth capital guide
From £950
Compare lender options and shape a funding plan for your next step.
How it works
A simple, transparent process
Tell us what you need, when you need it, and how the money will be used.
01
Share your goals
02
Review options
03
Pick your plan
04
Submit and fund
Simple pricing
Pick the plan that fits
45-minute funding call Loan route review Two lender matches Basic document check Clear next-step note
One-off feeOne-off fee
Starter
From £750
- 45-minute funding call
- Loan route review
- Two lender matches
- Basic document check
- Clear next-step note
Most popularFixed project fee
Signature
From £1,850
- Funding audit and score
- Three lender matches
- Cash-flow stress check
- Refinance cost review
- Application pack support
- Two follow-up calls
Scoped per caseScoped per case
Scale
Custom
- Full funding search
- Asset and invoice mix
- Bank pack writing
- Forecast input support
- Lender Q&A handling
- Growth and refinance plan
What clients say
Trusted by teams big and small
£180k asset finance kept stock moving for peak season.
Logistics
Warehouse firm funded new forklifts in nine days
£180k asset finance kept stock moving for peak season.
Hospitality
Café group cleared card debt and eased pressure
Construction
Builder bridged late invoices and kept crews paid
Creative
Agency bought new kit without cash strain
Startups
Startup set up cash for hiring and stock
SME loans and lender fit
Naomi Clarke
Vehicles and equipment
Daniel Price
Invoice finance plans
Priya Shah
Refinance and growth plans
Gareth Evans
Proof
Customer notes
Verified
“Naomi Clarke”
Funding Director
SME loans and lender fit
Verified
“Daniel Price”
Asset Finance Lead
Vehicles and equipment
Verified
“Priya Shah”
Cash Flow Adviser
Invoice finance plans
Service area
Greater London
London, Croydon, Watford, Bromley, Ealing
Area 01
Greater London
London, Croydon, Watford, Bromley, Ealing
Area 02
South East England
Reading, Brighton, Oxford, Guildford, Maidstone
Area 03
West Midlands
Birmingham, Coventry, Leicester, Derby, Nottingham
Area 04
North West England
Manchester, Liverpool, Preston, Chester, Warrington
Questions
Frequently asked
Quick answers before visitors choose a product, service, or next step.
01How quickly can we start?+
Most engagements kick off within 7 business days of contract signature. Discovery calls usually happen the week of inquiry.
02Do you offer fixed-price scopes?+
Yes — for well-defined sprints. Open-ended retainers are billed monthly. Either way you see a clear scope and milestone plan before any invoice.
03Who actually does the work?+
A small senior team — no offshoring, no white-labelling. You will know everyone working on your project by name and meet them on the kickoff call.
04What does ongoing support look like after delivery?+
Each engagement includes 30 days of post-launch support. Optional retainers cover ongoing optimization, monthly reporting, and quarterly strategy reviews.
05How do you handle confidentiality and data?+
We sign NDAs at the discovery stage. Client materials live in a per-engagement workspace and are deleted on request after wrap-up.
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